Unlock your financial potential for a Home Loan on the
Northern Beaches
I have over 20 years experience brokering deals for people in the Northern Beaches and surrounding areas. I'm deticated to serving your home loan needs! I off tailored solutions to help secure your Northern Beaches home.
I work close with these amazing companies
I have over 20 years experience brokering deals for people in the Northern Beaches and surrounding areas. I'm deticated to serving your home loan needs! I off tailored solutions to help secure your Northern Beaches home.
Innovation
Cutting-edge mortgage solutions designed to fit your unique needs and lifestyle. My innovative approach ensures you get the best possible rates and terms.
Professionalism
Expert advice from a seasoned professional committed to guiding you through the mortgage process with integrity and efficiency. Trust our expertise to secure your dream home.
Customer-focused
Your needs are my priority. We provide personalised mortgage plans and dedicated support to ensure a smooth and stress-free home buying experience.
Brokers Message:
"My Goal is to deliver results and positively impact my clients lives for their new home in Elanora Heights"
Leigh, The Sydney Broker
Northern Beaches Expert in Home Loan Mortgages.
"I couldn't be happier with Leigh's advice. He was supportive and knowledgeable, and helped me navigate a complex process with ease."
Sarah Johnson
"The loan offered by Leigh was a game-changer for me. He negotiated an awesome rate, could not be happier "
Karen Parker
I was skeptical about as broker rather then going to the big 4, but Leigh exceeded my expectations.
James Kim
Leigh negitiated my current rate lower so there was more money in my pocket each month. I didn't know you could do that!
Emily Davis
Get the answers you need about financial services in the Northern Beaches
In the Northern Beaches, common types of home loans include variable rate loans, fixed rate loans, split loans (combining variable and fixed rates), interest-only loans, and low-deposit loans. Each type offers different features and benefits depending on your financial situation and goals.
To qualify for a home loan in the Northern Beaches, you generally need a stable income, a good credit history, and a sufficient deposit. Lenders also assess your debt-to-income ratio and may require proof of employment, savings, and financial commitments.
Interest rates for home loans in the Northern Beaches can vary widely based on the lender, type of loan, and your financial profile. As of now, rates typically range from around 5% to 7% for variable and fixed-rate loans, but it's best to check with individual lenders for their current offerings.
Generally, lenders require a deposit of at least 20% of the property's purchase price. However, some lenders may offer loans with as little as a 5% deposit, though these often come with the requirement of Lender’s Mortgage Insurance (LMI)
Yes, it is possible to get a home loan with a low credit score, but it may come with higher interest rates and stricter terms. Working with a mortgage broker can help you find lenders who are more flexible with credit scores.
Contact Leigh for support and to learn more about his services.
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